Cheapest Term Life is an affiliate of Plum Life and SBLI life insurance. We offer a quick and easy online portal to run a quote for term life insurance, apply for coverage and get approved in just a few minutes.

There are many A-rated term life insurance companies offered on the market. We work directly with SBLI to offer the cheapest rates available for simplified-issued, instant decision A-rated life insurance. 

No medical procedures or need to take a physical is required. All applications are approved based on the applicant’s Medical Information Bureau records of treatment, diagnosis, medication and medical history.

With an easy and streamlined application process, clients only need to supply a few key pieces of information for the system to run a medical check and identity verification process to make a decision on approval. The entire process can take as little as 10 minutes. You can be covered with a rock-solid term life insurance policy today after just a few minutes online.

The carrier offered through our portal is SBLI. It is one of the nation’s leading term and whole life insurance providers. It is an A-rated insurance carrier by A.M. Best and has hundreds of millions of dollars of assets backing its corporate structure.

Click the Apply button at the top of the page to begin the application process and get an affordable, A-rated life insurance policy to protect your family today.